These terms of use (“Terms of Use”) (i) govern your access to, and use of, https://www.oppono.com(the “Site”), and (ii) is a legal agreement between you and MCC Asset Management Inc. O/A Oppono Lending Company (“we”, “us”, “our” or “Oppono”). By accessing and utilizing the Site, or accessing and using any of the services offered through the Site (the “Services”) you hereby agree that you: (i) have read and understand these Terms of Use; and (ii) are bound by and shall comply with these Terms of Use. If you do not agree to these Terms of Use, you may not access or use the Site or the Services.
Ownership.
You acknowledge and agree that all content and materials made available through or in connection with the Site and/or the Services are protected by either our rights, or the rights of our licensors or other third parties, of copyright, trademarks, service marks, patents, or other proprietary rights and laws. You may not use any of the marks, logos, domains and/or trademarks that you may find on or in connection with the Site and/or the Services, unless you have our written permission. If you download or print a copy of any content and/or materials, you must retain all copyright and other proprietary notices contained on such content. Any information provided on or in connection with the Site or the Services is for your exclusive personal use or, to the extent you are a mortgage broker representing a third party client, the exclusive use of you and your third party client, in each case, for the personal benefit of your third party client. Any other use is strictly prohibited. All rights not expressly granted herein are reserved.
Registration and Product Qualification Tool.
One of the Services offered through the Site is our mortgage application tool (the “Tool”) which provides mortgage brokers and applicants a list of products and/or services which a mortgage applicant may be eligible for. The Tool provides product and service recommendations by running the data inputted into the Tool through our proprietary algorithm. Please note that just because the Tool recommends a certain product or service does not mean you or the person you are representing will qualify for that product or service. Application for, and approval of, any product or services is subject to the applicable terms and conditions of that particular product or service. NONE OF OPPONO, ITS AFFILIATES, PARTNERS, SUPPLIER AND/OR LICENSORS WILL BE LIABLE TO YOU OR THE PERSON YOU ARE REPRESENTING FOR ANY DAMAGES AS A RESULT THAT PERSON FAILING TO QUALIFY OR BE APPROVED FOR SUCH PRODUCT OR SERVICE. Any information or recommendations provided by the Tool are for your sole and exclusive use or the sole and exclusive use of the person you represent. You shall not disclose any such information to any other third party.
Registration with a unique email and password is required to use the Tool and certain Services offered through the Site. To register, you must meet the following requirements: name, email, mortgage agent license number, mortgage brokerage license number.
By registering an account on the Site, you agree that we may deny access and/or use privileges to any user in our sole discretion if we believe that such use or access of the Site or the Services is improper, unlawful, disrupts, or adversely affects or interferes with the Site or the Services. Any information you provide to us when signing up for Site must be correct, current, accurate and complete. If you provide any misleading or false information to us, we reserve the right to suspend or delete your account.
You must keep your username and password confidential, and you are solely and fully responsible for all activities that occur under your username and password unless any such activities are caused by us. You agree to: (a) immediately notify us of any unauthorized use of your username and password or any other breach of security; and (b) ensure that you log off from your account at the end of each session. We will not be liable for any loss or damage arising from your failure to comply with this section.
Chat Functionality.
The Site provides users the ability to interact with an automated bot which has been programmed with pre-determined responses to common questions asked by users of the Site (the “Chat Functionality”). To the extent you use the Chat Functionality you acknowledge and agree that: (i) you are not interacting with a live person and (ii) any responses provided by the Chat Functionality are provided solely for informational purposes and may not be true or correct. You are responsible for validating or otherwise verifying any information provided by the Chat Functionality.
Disclaimers.
THE SITE AND ALL CONTENT AND FUNCTIONALITY THEREON (INCLUDING THE TOOL AND THE SERVICES) IS PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS. ALL CONTENT IS THE RESPONSIBILITY OF THE PERSON THAT ORIGINATED SUCH CONTENT. NEITHER WE, NOR OUR AFFILIATES GIVE NO REPRESENTATIONS, WARRANTIES OR CONDITIONS OF ANY KIND, EXPRESS OR IMPLIED, AS TO THE USE OF THE SITE (INCLUDING WITHOUT LIMITATION THE TOOL, SERVICES, CONTENT AND FUNCTIONALITY THEREON) INCLUDING, WITHOUT LIMITATION, ANY REPRESENTATIONS, WARRANTIES OR CONDITIONS AS TO UNINTERRUPTED OR ERROR FREE OPERATION, QUALITY, ACCURACY, RELIABILITY, COMPLETENESS, SUITABILITY, NON-INFRINGEMENT, TITLE, MERCHANTABILITY, OR FITNESS FOR PURPOSE. ALL SUCH REPRESENTATIONS, WARRANTIES AND CONDITIONS ARE HEREBY DISCLAIMED.